運作模式
![](https://credithero.s3.ap-northeast-1.amazonaws.com/UVFa6Nia7Pfsts5ChGonhwUk?response-content-disposition=inline%3B%20filename%3D%22icon1.png%22%3B%20filename%2A%3DUTF-8%27%27icon1.png&response-content-type=image%2Fpng&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAIH4T2BCOLLO7T5WQ%2F20240727%2Fap-northeast-1%2Fs3%2Faws4_request&X-Amz-Date=20240727T035200Z&X-Amz-Expires=300&X-Amz-SignedHeaders=host&X-Amz-Signature=ee7e0824ef2167ddc3fe5ca8112b279091882b79679370c24f261994d6d84197)
大數據分析
連結Bank API,即時數據分析及信貸評估,24小時自動化,網上即時報價及審批^
![](https://credithero.s3.ap-northeast-1.amazonaws.com/QuRhP1gLZ6MTSNg943MuhAnp?response-content-disposition=inline%3B%20filename%3D%22icon2.png%22%3B%20filename%2A%3DUTF-8%27%27icon2.png&response-content-type=image%2Fpng&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAIH4T2BCOLLO7T5WQ%2F20240727%2Fap-northeast-1%2Fs3%2Faws4_request&X-Amz-Date=20240727T035200Z&X-Amz-Expires=300&X-Amz-SignedHeaders=host&X-Amz-Signature=99a2989820a4b23b3e207c3ba12c7fbe4dae6c1a96ffb9f774509f36a258f689)
更低實際利率
擺脫傳統,全網上營運,降低營運成本,利用網上自動化審批科技,為客戶提供更低息、更快的貸款服務。
提供愈多資料,就可以即時獲得更低利息。只要提供 Facebook 或 LinkedIn,並透過Facebook Messenger或 LinkedIn 提交資料,即可額外獲享8折的年利率優惠。
![](https://credithero.s3.ap-northeast-1.amazonaws.com/TQEVDzGHgi8yJB1hJiie8vzq?response-content-disposition=inline%3B%20filename%3D%22icon3.png%22%3B%20filename%2A%3DUTF-8%27%27icon3.png&response-content-type=image%2Fpng&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAIH4T2BCOLLO7T5WQ%2F20240727%2Fap-northeast-1%2Fs3%2Faws4_request&X-Amz-Date=20240727T035200Z&X-Amz-Expires=300&X-Amz-SignedHeaders=host&X-Amz-Signature=d534d7133959efed1c5102ba40b75297c4563a51b002a44512a229ece3649ad2)
Bank API
連結出糧戶口/上載文件後,系統即時自動認證及審批申請,即時批核
![](https://credithero.s3.ap-northeast-1.amazonaws.com/Xxb3J6jaLKugpSyrVxSRdeFX?response-content-disposition=inline%3B%20filename%3D%22icon4.png%22%3B%20filename%2A%3DUTF-8%27%27icon4.png&response-content-type=image%2Fpng&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAIH4T2BCOLLO7T5WQ%2F20240727%2Fap-northeast-1%2Fs3%2Faws4_request&X-Amz-Date=20240727T035200Z&X-Amz-Expires=300&X-Amz-SignedHeaders=host&X-Amz-Signature=fbe417759c092ebda35144e573d20baceecf8c1df8a1fdcbb25121a372364b6f)
即時過戶
網上確認貸款合約及核實所有資料和條款後,即時過戶*
![](https://credithero.s3.ap-northeast-1.amazonaws.com/pXEsZPjzS9s9zuFJt3hXi1Da?response-content-disposition=inline%3B%20filename%3D%22fps_color_tc%20copy.png%22%3B%20filename%2A%3DUTF-8%27%27fps_color_tc%2520copy.png&response-content-type=image%2Fpng&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAIH4T2BCOLLO7T5WQ%2F20240727%2Fap-northeast-1%2Fs3%2Faws4_request&X-Amz-Date=20240727T035200Z&X-Amz-Expires=300&X-Amz-SignedHeaders=host&X-Amz-Signature=b2f271700cb2b8e04b60e5a29ab92187f1ea57855f523f04de8de4d662eda0a7)
還款途徑
還款途徑,方便快捷
每月自動轉賬還款或透過轉數快(FPS)
^客戶提交申請的資料需齊全準確,最終批核結果或按客戶最後提供的資料及信貸紀錄而有所不同。若客戶於系統維護時間內遞交申請,批核結果將於系統重啟後透過短訊及電郵通知有關客戶。CREDIT HERO LIMITED 擁有對貸款審批之最終決定權。
*客戶於網上確認貸款合約及核實所有資料和條款後,系統即時安排放款,最終收妥款項時間須按個別銀行安排而定。
CREDIT HERO LIMITED 擁有對貸款批核及任何爭議之最終決定權。